Privacy

In the process of this website being used or the use of its products and services through the website’s online application questionnaires and forms, Chums Finance and its Affiliates are allowed to use the personal information provided by present and potential customers, which also includes information of a confidential nature.

Chums Finance commits to protect the privacy of all of its customers. The company has taken all reasonable and necessary measures that can help to protect the confidential nature of the information provided by the customer information. It also commits to the right transmission throughout the World Wide Web. Also the company is not to be held liable for the disclosure of the confidential information, in accordance with the company’s Privacy Commitment or agreements, done with the Customer.

Chums Finance takes it upon itself to safeguard and properly ensure the security of the information that is provided to it by its customers. Whenever the information provided by the customers will not be transmitted through this encryption, the customer’s properly configured system will display a message that will ensure the best level of secrecy for the information provided by the customer.

The Customers are required to cooperate with Chums Finance to ensure the security of their information. Also the Customer is strongly requested to choose their passwords with extreme care so that there should not be any unauthorized access by a third party.

Also the customers must also try to make the password complex and really difficult for other people to guess. This is why the customers are advised to use varied combinations of numbers, alphabets and other special characters (!, @, #, $). The Customer should make sure that the password is not disclosed to anyone and is not kept recorded in any form where it can be accessed by a third party.

Chums Finance makes sure that the information provided by the customers is not disclosed to any one, unless:

* There are some legal requirements of the customer’s information

* The information helps in the protection and defence of the rights, properties or interest enjoyed by Chums Finance ' or it’s Affiliates' interests or property;

* If the information helps in the enforcement of the terms and conditions on the company’s products or services; or

* If the information can help to protect the various interests of Chums Finance, its Affiliates, or its members or of other persons.

The Customer is requested not to disclose the information concerned with the services available through the website, to almost any person. A failure to comply with this obligation can result in a serious breach of the terms. Therefore Chums Finance or its Affiliates are entitled to terminate the services, without any prejudice to any damages to the customer.

Chums Finance will limit the collection process and the use of customer information on a need-to-know basis in an effort to deliver better service. Chums Finance can also use and share the information provided by its customers with its Affiliates. It can also do the same with third parties for the purpose of providing services. The company is also liable to use the information with any service-related activities like the collection of subscription fees for the services. The company can also notify or contact the Customer with regards to any problem with the services or in case of their expiration.

The company may also disclose customer information to one or more of its agents and contractors. The customers authorize Chums Finance for the exchange and sharing of the information concerning the details and transaction history of the Customer to the various banks, affiliates, financial institutions or any other network required by law, or agencies related to customer practice, credit report, statistical analysis and calculation of the credit score